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Guide to Buying Rural Property in Texas

With rent prices and population growth skyrocketing in big cities such as Dallas, Houston, and Austin, more and more people are moving to rural Texas to escape from the expensive cost of living and the hustle-and-bustle of these traffic-packed urban centers. There are many incredible rural regions in Central and East Texas for anyone looking to get out of the city. All of East Texas lies within the Gulf Coastal Plain, making it a humid subtropical climate, with the northern two-thirds of the region dominated by the Piney Woods, a temperate forest. If you go a bit west from the Piney Woods, you arrive in a region rich in ranchland with stretches of old oak forests, typical to the East Central Texas forest ecoregion.

There are a variety of rural environment types available in East and Central Texas for people looking to move out here. There is a great deal of forested, shrubby, river-side, and wetland regions, all of which tend to be sparsely populated, making them perfect for someone looking to get away from urban life.

Creekside Ranch Group, LLC specializes in properties for custom homes, for recreation, and farms and ranches. We have a wide variety of properties for sale. Whether you want a 100-acre Texas ranch or to find a country home for sale in Texas, be sure to check out what we currently have listed to find the best deals on Texas land. Creekside Ranch Group, LLC offers pristine land and lots for sale throughout Texas. If you’re looking for something specific, contact us and let us know.

Why Creekside Ranch Group Offers Such Great Deals

When perusing online for properties in East Texas, you may notice that our prices are significantly cheaper for property than you may have seen elsewhere. Why are our properties so affordable? One major contributing factor is because most of our properties are owner financed.

Owner-financed contracts require no large legal teams to draft, so there are no exorbitant fees paid out to lawyers. It also doesn’t involve getting a loan from the banks — saving you money having to pay all the middlemen and high interest rates. Instead, what we usually do is owner financing (otherwise known as seller financing). Essentially, we loan you the money you need to buy the house, you make a down payment, and then pay the rest in installments over time until the loan is repaid in full. This is a particularly beneficial option for buyers who may not be able to obtain a loan from a bank.

Because we are able to eliminate a lot of the middlemen and work with you directly, we are able to have owner financed land for sale at very reasonable prices. So if you are interested in rural Texas property, get in touch with us today!

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Is Buying Land a Good Investment?

Buying your own land can be a big step forward in your life. If you’ve always dreamed of owning your own property, but it always felt outside your financial reach, consider how property plays a role in your overall financial portfolio.

You may have investments in stocks and bonds, savings accounts, and other places. However, one other type of investment that is generally recommended to have in your financial portfolio is land. Land is a tangible asset that generally increases in value over time and doesn’t necessarily require any maintenance whatsoever if there’s no property on it. Land is generally easy to take care of and, while it may not have as dramatic a spike in resale value as real estate does, it tends to be a more stable long term investment, which is a real plus from an investment perspective.

However, investment in land makes sense more than from a “crunching numbers” perspective. It also is an investment in a beautiful place to spend time in. Whether you’re a hunter, a gardener, a rancher, or simply a lover of the outdoors, owning your own property gives you a place to go to experience the quiet satisfaction of being in nature. Rolling hills and knolls; steep canyons and sweeping vistas; rivers and beautiful trees — who wouldn’t be pleased to own land like this?

How to Find the Right Location

Ask yourself some basic questions to determine what is the right location for you. For example:

  • What kind of environment do I like?
  • Are mature shade trees everywhere a must, or do I prefer open fields and pastureland?
  • Do I want lakes, creeks, or rivers running through the property?’
  • Do I plan on planting my own trees
  • What type of soil do I need?
  • Do I want flat land or rolling hills?
  • What is more important: acreage or density of ecosystem features?

Start by spending a good bit of time thinking about what your expectations and standards are. Envision what your ideal property is based on your intended use and aesthetic preferences. For inspiration, check out our current list of properties for sale in East Texas.

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Some other questions to consider are:

  • How much land do you want to purchase?
  • How much of your own money will you invest?
  • How much (if any) will you borrow?
  • What type of terrain or features do you want your land to have?
  • Are you looking for flatter land to build on?
  • Do you want nature-filled land for outdoor activities?
  • Are you purchasing land to have a place for rest and solitude on your days off?
  • Is the space you’re purchasing going to be used as ranch land?
  • Are you primarily looking for farm land for sale?
  • Is this mainly an investment for you?
  • Are you buying land to diversify your portfolio?

These are all questions to consider when deciding where exactly you want to go. If you need help deciding what kind of land is right for you, Creekside Ranch Group, LLC is happy to help. Give us a call and we’ll walk you step-by-step through your options so you feel confident you are making the best decision going forward.

The Benefits of Owner Financing

As we mentioned earlier, most of our properties for sale can be bought through owner financing. This comes with some significant benefits for both sellers and buyers alike:

  • The buyer and the seller can both have substantial savings in closing costs
  • We can negotiate interest rate, repayment schedule, and other loan conditions so it works best for everyone
  • The buyer can request special conditions for the purchase that might not be possible through another means of financing — for example, the inclusion of household appliances
  • Easier to qualify for a loan
  • No PMI insurance premiums
  • And more

Step-By-Step Guide to Buying an East Texas Property

Determine What You Can Afford

What can you afford, or — a better question: how much are you willing to pay? Just because you have a reliable income does not mean you should choose a mortgage at the limit of your ability to pay it off. Do research in the housing market in the region you are looking to move to get a sense of how much you should expect to spend.

Look at Listings Online

For owner-financed land for sale in East Texas, your one-stop online database of beautiful, affordable properties is CreeksideRural.com. We proudly present a database of some of the most incredible properties for a retreat, for ranching, for fishing, or for simply spending more time in nature. 

Ask for More Information

Once you find a property you like, contact us for more information about it and speak with a member of our team. 

Make an Offer

Once you’ve found a home you like, it’s time to make an offer. A real estate advisor can help you here.

Inspect the Home

Make sure everything looks as described in the home. Start spending time in it and planning where you’ll put all of your things. This may be the last time you are in the home for several weeks until it is time to move in

Get Homeowners Insurance

Even if you don’t have a mortgage, having homeowners insurance is important for protecting your investment. You’ll also want to call utility companies and get everything up and running before you move in. 

Closing Day

Final documents are signed and ownership is established.

Move In!

Finally, you get the keys and you move into your new home. It’s time to get everything situated and start enjoying your new property!

Find the Perfect East Texas Land with Creekside Ranch Group, LLC

Creekside Ranch Group, LLC., is a Texas real estate company that focuses on offering rural property for sale. Whether you’re looking to buy five acres of land for a recreational property or a hundred acres for a farm or ranch, we most likely have just what you’re looking for.

We are a family-owned and operated business that values our superior relationship with our customers. We have been acquiring, developing, and selling Texas land, ranches, farms, and homes since 1996. Our main office is located in San Angelo, Texas, and we have employees who manage properties all around the state. Our professionals have many years of experience and all come from varied backgrounds. If you are looking for highly personalized service and an ideal piece of rural Texas real estate, browse our inventory of properties and get started down the road to homeownership today! The ideal piece of rural Texas real estate might be waiting for you right here. Find something you like? Contact us to get the purchase process started.

We look forward to serving you.

One or more employees, officers, partners of the company & its’ affiliates hold a Texas Real Estate License.

The information contained herein has been gathered from sources deemed reliable; however, Creekside Ranch Group, LLC., and their principals, members, officers, associates, affiliates, agents and employees cannot guarantee the accuracy of such information. Any information provided herein is subject to changes, errors, omissions, prior sale, withdrawal of property from the market without prior notice, and approval of purchase by the property owner. Prospective buyers should verify all information to their own satisfaction.

© 2018 Creekside Ranch Group, LLC.